When you are looking for a new apartment, one of the things that the landlord or property manager is going to do ahead of time to make sure that you will be a good tenant is run a background check and a credit check. If you have taken good care of your credit over the years, you will find that this can help you get into an apartment. But it is also possible that you will get back an unfavorable report that you were not expecting and may wonder how this is possible. One of the causes could be due to fraud.

Fraud is when someone takes over your identity and tries to use it for their own needs. This can have a number of different impacts on you including emotional and financial. It happens more often than you would think in your life, which can make it very difficult to get over. It can take years to handle all of the work that the scammer did and to get your finances back in line when there is a problem.

According to the Federal Trade Commission, it is estimated that in 2021 there were about 2.8 million fraud causes. Think about the amount of money and work that has to go into tracking, investigating, convicting and imprisoning just one scammer. And since they are often hard to trace and may be in other countries, it may be possible that they are never caught in the first place. There is also a lot of money spent in the hopes of teaching consumers how to protect themselves against the fraud in the first place. This is a ton of money.

There is also the emotional toll. It is often just regular people who end up having to deal with the scam in the first place. It does not feel good to know that someone stole your money and finances and that you were taken advantage of. And you may feel like you should have done more about it to stop it.

Living in California can be a great experience. It allows you to enjoy all the beaches and sand with a ton of other fun activities to do almost every day. If you are looking to make this state your home, then it is time to check out our apartments for rent near Berkeley. They will provide all of the space and great amenities that you need, while putting you right next to all of the action in this amazing city. Don’t waste your time with some of the other apartments in the area. Come and take a tour of our apartments and see if they are right for you.